Criminal liability for passing on HIV – The current legal situation
First of all, the good news: anyone who is in effective treatment, always has protected sex, or who tells their sexual partners that they have HIV is now no longer liable to criminal prosecution.
Pension funds offer employees pension benefits when they retire or become disabled, and pay certain benefits to their survivors after their death.
Often, being infected with HIV does not affect a person's ability to work, and there are no jobs that are barred to someone who has been diagnosed with HIV.
Daily benefits insurance
Daily benefits insurance covers loss of earnings in the event of illness. What happens if you lose your job while you are receiving benefits?
Are all HIV treatment costs covered by the basic level of insurance, or do you have to pay some of the costs yourself?
Confidentiality / Patient Rights
Information on an HIV infection is classified as sensitive personal data.
Disability Insurance (IV)
Anyone who has an illness that may soon make them unable to work, or who becomes partly or fully incapacitated, is entitled to benefits from Switzerland's disability insurance scheme.
Anyone travelling abroad or emigrating should research immigration and residence regulations in detail before they go.
Life insurance for those living with HIV is no longer a pipe dream: a Swiss Re study concluded that over 50 percent of those who are HIV-positive may be eligible.